Home loan eligibility, without the guesswork.
Eligibility for a home loan comes down to serviceability — your income, expenses, existing debts and the lender’s 3% buffer — plus your deposit, credit history and the property.
Each lender assesses differently, so the same borrower can be approved by one and declined by another. We match you to the lenders most likely to say yes.
40+ Lenders
CPA, Registered Tax Agent, Registered Mortgage Broker
Best Interests Duty
This content is authored under James Chee — CPA, Registered Tax Agent, Registered Mortgage Broker, Mascot NSW, comparing a panel of 40+ lenders.Home Lending Australia is a trading name of Ding Financial Pty Ltd (ACL 222640).
Part of the Local Knowledge Finance group.