Expert Knowledge

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Everything you need to know about Australian home loans, first home buyer grants, and property finance. Written by experts, designed for you.

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First Home Buyer

Refinancing

General

General
5 min

Understanding Lenders Mortgage Insurance (LMI)

What LMI is, how much it costs, and strategies to avoid or minimize this additional cost.

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General
6 min

How to Improve Your Credit Score for a Mortgage

Actionable steps to boost your credit score and improve your borrowing power before applying for a home loan.

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General
6 min

Fixed vs Variable Interest Rates: Which is Right for You?

Compare fixed and variable rate home loans, understand the trade-offs, and choose the right structure for your situation.

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General
6 min

How Much Can I Borrow? Understanding Borrowing Capacity

Learn how lenders calculate borrowing capacity and what factors impact how much you can borrow for a home loan.

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General
5 min

What Documents Do I Need for a Mortgage Application?

Complete checklist of documents required for home loan applications to ensure a smooth approval process.

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General
5 min

Understanding Comparison Rates and True Loan Costs

Learn what comparison rates are, why they matter, and how to use them to compare home loans effectively.

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General
6 min

Offset Accounts Explained: How They Work and Why They Matter

Understand how offset accounts work, calculate potential interest savings, and determine if they're worthwhile for you.

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General
6 min

How to Avoid Mortgage Stress and Financial Pressure

Recognize warning signs of mortgage stress and implement strategies to protect your financial wellbeing.

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General
6 min

Understanding Home Loan Features and Benefits

Comprehensive guide to loan features like offset accounts, redraw, extra repayments, and how to choose the right combination.

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