Complete guide to buying property through your SMSF in NSW. Understand rules, benefits, and strategies for tax-effective wealth building.
Using your Self-Managed Super Fund (SMSF) to invest in NSW property offers exceptional tax advantages: 15% income tax during accumulation, 0% tax in pension phase, and capital gains tax of just 10% (or 0% in pension phase).
This comprehensive guide explains SMSF property rules, financing strategies, and how to legally and safely build wealth through property in your super fund.
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What you can ask:
| Factor | SMSF | Personal |
|---|---|---|
| Income Tax | 15% | 30-47% |
| CGT (accumulation) | 10% | 23.5% |
| CGT (pension) | 0% | 23.5% |
| Rental Income | 15% tax | 30-47% tax |
| Asset Protection | Protected | Vulnerable |
SMSF property investment offers unparalleled tax advantages for NSW investors building retirement wealth. With proper structure and compliance, you can achieve tax-free property income and gains in retirement.
Ready to invest through your SMSF? Book a consultation with our SMSF property specialists.
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