Complete guide to NSW stamp duty in 2026. Calculate your costs, understand exemptions, and learn strategies to minimize or eliminate stamp duty.
Stamp duty is one of the largest upfront costs when buying property in NSW, but many buyers don't realize they may qualify for significant concessions or complete exemptions. In 2026, NSW offers some of Australia's most generous stamp duty relief programs.
This comprehensive guide explains NSW stamp duty rates, exemptions, concessions, and strategies to legally minimize your stamp duty costs.
| Property Value | Stamp Duty |
|---|---|
| $500,000 | $17,990 |
| $750,000 | $28,240 |
| $1,000,000 | $40,490 |
| $1,500,000 | $65,490 |
Sydney apartments expert • Data-driven insights • 100% complimentary
Chat with our AI to get personalized insights on Sydney apartments: median prices ($890K avg), yields (4.6-5%), stamp duty calcs, and hot suburbs like Zetland, Parramatta, Mascot.
What you can ask:
$24,440
Stamp duty saved on $650,000 home
$35,000
Average savings for FHB
$40,000+
Maximum stamp duty relief
Understanding NSW stamp duty can save you tens of thousands of dollars. First home buyers can save up to $40,000, while investors and upgraders can use strategic timing and property selection to minimize costs.
Need help calculating your stamp duty? Book a consultation to review your eligibility and develop a cost-saving strategy.
Learn the 10 most common mistakes NSW first home buyers make and how to avoid them. Save thousands and reduce stress.
Expert investment strategy for NSW property investors. Learn portfolio building, financing strategies, and wealth creation principles.
Complete timeline for buying property in NSW. From pre-approval to settlement, understand every step and timeframe.