first home buyerJan 2026

FHOG Eligibility Checklist

Confirm you meet all requirements for the First Home Owner Grant before applying.

Before applying for the First Home Owner Grant (FHOG), it's essential to confirm you meet all eligibility criteria. Use this comprehensive checklist to verify your eligibility.

Personal Eligibility Requirements

✓ You are at least 18 years of age

✓ You are an Australian citizen or permanent resident (at least one applicant)

✓ You have never owned residential property in Australia before

✓ Your spouse/partner has never received an FHOG

✓ You have not previously received an FHOG in any state or territory

Property Requirements

✓ The property is a new home, substantially renovated, or newly constructed

✓ Property value is under your state's threshold

✓ The property will be your principal place of residence

✓ You will occupy the property within 12 months of completion

Residency Requirements

✓ You will live in the property for at least 6-12 months continuously

✓ You won't rent out the property during the residency period

If you've ticked all the boxes, you're likely eligible for the FHOG. Contact our team to confirm your eligibility and start your application.

Frequently Asked Questions

If your partner has previously owned residential property in Australia, you may still be eligible for a proportional grant in some states. In other states, you may be completely ineligible. The rules vary, so it's important to check your specific state's requirements.
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