investorJan 2026

Understanding Rental Yield

Calculate and compare returns across different property investments.

Rental yield is a key metric for property investors, indicating the annual return from rental income relative to the property's value. Understanding yield helps you compare investments and assess cash flow.

Gross Rental Yield

The simplest calculation: Annual Rent ÷ Property Value × 100

Example: $500/week rent × 52 weeks = $26,000/year
$26,000 ÷ $650,000 property value × 100 = 4% gross yield

Net Rental Yield

More accurate: (Annual Rent - Expenses) ÷ Property Value × 100

Expenses include rates, insurance, management fees, maintenance, and vacancy allowance.

2026 Yield Benchmarks

Location TypeTypical Gross Yield
Sydney/Melbourne Inner2.5% - 3.5%
Brisbane/Perth4% - 5%
Regional Centres5% - 7%
Mining Towns7% - 10%+

Yield vs Capital Growth

High-yield properties often have lower capital growth potential, and vice versa. Consider your investment goals and cash flow needs when choosing.

Frequently Asked Questions

A gross rental yield above 5% is generally considered good, while 4-5% is average for capital cities. Regional areas often offer 6-8% yields. However, yield should be balanced against capital growth potential and property quality.
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